Financial regulation: protecting consumers from poor value?
Financial regulation is topical, partly due to what it could or perhaps should have done to stop banks feeding asset price bubbles. Peter Andrews, Head of Research and Economic Analysis, Financial Services Authority, does not discuss these controversies, but describes the government’s plan for better protecting financial consumers. He shows that successive statutes have imposed progressively greater requirements for economic analysis, argues that these improve financial regulation, and outlines how the latest requirements can help make the new Financial Conduct Authority successful.
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